Insurance for Care Homes
Christie Insurance has been specialising in commercial insurance policies for both residential and nursing homeowners for over 25 years.
As we are independent intermediaries, we are not tied to any one insurance company. We offer a range of products from the leading healthcare insurers including: Ecclesiastical, St. Paul Travelers, New India Assurance Co Ltd and Fortis Insurance (formerly Northern Star).
Due to the volume of business we place with our partners we often benefit from additional discounts, enabling us to obtain considerably more competitive rates.
Call us now to see if you could save up to 15% on your renewal terms.
Key Features
We understand that all businesses are different so our bespoke policy is designed to cover the business assets, earnings and legal liabilities. The standard policy includes:
- Contents
- Goods in Transit
- Loss of Profits (Business Interruption) - up to 36 months' indemnity
- Book Debts
- Glass
- Deterioration of Frozen and Refrigerated Food
- Failure of Electricity Gas & Water
- Loss of Money with Assault Extension
- Employers’ Liability - standard at £10 million
- Public/Products Liability - standard at £2 million
- Malpractice or Treatment Risk (dependent on the insurer)
Common additional covers are:
- Building Reinstatement (inc Subsidence)
- Loss of Registration Certificate
- Residents' Personal Effects
- Legal Expenses
- Passenger Lift Inspection
Although your company's only legal requirement is to take our Employers’ liability insurance, you may also be bound by the terms of your mortgage provider to insure your building.
Specimen policies can be provided on request.
Christie Insurance – The Intelligent Choice
