Insurance for Shops and Retail Premises
Christie Insurance has been specialising in commercial insurance policies for the retail sector for over 30 years.
As we are independent intermediaries, we are not tied to any one
insurance company. We offer a range of products from the leading
retail insurers including:
AXA, Fortis (formerly Northern Star), Zurich, Allianz Cornhill,
Royal & Sun Alliance, NIG and many more.
Due to the volume of business we place with our partners, we often benefit from additional discounts which enable us to obtain considerably more competitive rates.
Call us now to see if you could save up to 15% on your renewal terms.
Key Features
We understand that all businesses are different, so our bespoke policy is designed to cover the business assets, earnings and legal liabilities. The standard policy includes:
- Contents
- Stock
- Goods in Transit
- Loss of Profits (Business Interruption) - common limits are £250,000 or £500,000
- Book Debts
- Glass
- Deterioration of Frozen and Refrigerated Food
- Failure of Electricity Gas & Water
- Loss of Money with Assault Extension
- Employers’ Liability - standard at £10 million
- Public/Products Liability - standard at £2 million
Common additional covers are:
- Building Reinstatement (inc Subsidence)
- Personal Effects
- Legal Expenses
- Computer Equipment/EPOS System
- Household Contents
- Loss of Licence (Off Licences)
- Treatment Liability (Hairdressers, Beauticians etc)
Although your company's only legal requirement is to take our Employers’ Liability insurance, you may also be bound by the terms of your mortgage provider to insure your building.
Specimen policies can be provided on request.
Christie Insurance – The Intelligent Choice
