Pub + Restaurant Insurance
Christie Insurance has been specialising in insurance policies for public houses and restaurants for over 25 years.
As we are independent intermediaries, we are not tied to any one
insurance company. We offer a range of products from the leading
public house insurers including:
AXA, Fortis (formerly Northern Star), Royal & Sun Alliance,
Zurich, NIG and many more.
Due to the volume of business we place with our partners we often benefit from additional discounts, enabling us to obtain considerably more competitive rates.
Call us now to see if you could save up to 15% on your renewal terms.
Key Features
We understand that all businesses are different so our bespoke policy is designed to cover the business assets, earnings and legal liabilities. A typical policy includes:
- Contents
- Stock of Wines and Spirits
- All Other Stock
- Goods in Transit
- Loss of Profits (Business Interruption) - up to 36 months' indemnity
- Book Debts
- Glass Breakage
- Deterioration of Frozen and Refrigerated Food
- Failure of Electricity, Gas & Water
- Loss of Money with Assault Extension
- Employers’ Liability - standard at £10 million
- Public/Products Liability - standard at £2 million
- Loss of Licence
Common additional covers are:
- Building Reinstatement (inc subsidence)
- Guests’ Personal Effects
- Computer Equipment
- Legal Expenses
- Replacement of Locks
Although your company's only legal requirement is to take our Employers’ Liability insurance, you may also be bound by the terms of your mortgage provider to insure your building.
Specimen policies can be provided on request.
Christie Insurance – The Intelligent Choice
