Care insurance

Buying your first care home? Adding to a care portfolio? We’ll arrange the cover you need, to thoroughly protect your business - at a competitive price.

Insurance for your new care home

No one better understands the insurance needs of new and existing buyers of homes in the elderly, domiciliary, learning-disability and supported-living sectors. As the insurance arm of Christie & Co, we offer all the expertise and guidance you need to be better protected.

So you can get on with building a successful business, safe in the knowledge that your risks are all taken care of. After all, we’ve been arranging insurance for care businesses for over 35 years.

We work with the leading care insurers

As an independent broker, we have no obligation to any particular insurer. That means we’ll only offer you insurance which suits your care business’ needs, from a range of leading care insurers including Ansvar, Aviva, Markel, New India Assurance, Travellers, and more.

Claims are the real test of insurance.

Claims only happen when something goes wrong, and dealing with your claim just adds to your stress. So it’s a relief to know we’ll do everything for you – and we aim to win.

From the moment you tell us about your claim until the moment you receive your cheque, we’re on it. And we’ll be with you every step of the way, to ensure you get exactly what you’re entitled to.

Personal support from named contacts

You’ll have the support of a dedicated team memeber who will get to know you and your care business personally. We also offer a superb claims service, with named claims managers.

To arrange a FREE insurance review or to get a quote, please get in touch

Key covers as standard

We offer policies to suit each care home business, but a typical policy includes:

  • Buildings insurance
  • Contents insurance
  • Loss of profits (business interruption) insurance
  • Employer’s liability insurance
  • Public/products liability cover
  • Treatment liability cover
  • Glass breakage cover
  • Deterioration of frozen & refrigerated food
  • Loss of money
  • Computer equipment
  • Loss of licence
  • Residents’ personal effects cover
  • Legal expenses cover
  • Passenger lift inspection insurance
  • Goods-in-transit insurance.

We focus on the customer to make sure you get the protection you deserve

Key Features

We offer  policies to suit each Care business, but a typical policy includes.

  • Buildings
  • Contents
  • Loss of profits (business interruption)
  • Employer's liability insurance
  • Public / Products liability cover
  • Stock of wines, spirits and other stock
  • Goods in transit
  • Loss of money
  • Loss of license
  • Glass breakage
  • Computer equipment
  • Guests' personal effects
  • Legal expenses cover
  • Passenger lift inspection

Our customer’s are at the heart of what we do:

No two businesses are the same. That’s why we don’t start with the policy we start with you. We’ll find out what matters to you and then search the insurance market to find the right cover.

What makes Christie insurance difference?


Protect your property plus its fixtures & fittings

Business Interruption

Covering loss of income if you have to suspend trading


Taking care of your stock, furnishings & equipment

Employer's Liability

In case of compensation claims for employee injury or illness

Public Liability

In case of injury to a member of the public or their property

Find out more about business insurance