Hotel insurance

When you’re looking to buy a new hotel, whether as an independent or large group, we can arrange competitive insurance to protect your business.

Insurance for your new hotel or guesthouse

If you’re buying a hotel, we’ll arrange  insurance for you at a competitive price – whether you’re just starting out or adding to your existing portfolio.

You might be a large hotel group or own an individual hotel. Either way, as the insurance arm of Christie & Co we’ll arrange just the right specialist insurance for you.

We have over 35 years’ experience looking after the insurance needs of a wide range of hotels, including luxury and boutique. We’ll help protect your business so you can get on with building it.

We work with the leading hotel insurers

Because we’re independent, we’re not tied to any insurer. Therefore, we’ll only offer you insurance which suits your business needs. We can arrange cover with a range of hotel insurers, including Aviva, AXA, Allianz, NIG, RSA, Zurich and more.

Key covers as standard

We offer policies to suit each hotel or guesthouse business, but a typical policy includes:

  • Buildings insurance
  • Contents insurance
  • Loss of profits (business interruption)
  • Employer’s liability insurance
  • Public/products liability insurance
  • Stock of wines, spirits and other stock
  • Goods in transit insurance
  • Deterioration of frozen & refrigerated food
  • Loss of money insurance
  • Loss of licence insurance
  • Glass breakage cover
  • Computer equipment insurance
  • Guests' personal effects cover
  • Legal expenses cover
  • Passenger lift inspection insurance

Claims are the real test of insurance.

Claims only happen when something goes wrong, and dealing with your claim just adds to your stress. So it’s a relief to know we’ll do everything for you – and we aim to win.

From the moment you tell us about your claim until the moment you receive your cheque, we’re on it. And we’ll be with you every step of the way, to ensure you get exactly what you’re entitled to.

Personal support from named contacts

You’ll have the support of a dedicated account manager who will get to know you and your hotel business personally. We also offer a superb claims service with named claims managers.

To arrange a FREE insurance review or to get a quote, please get in touch.

Make sure your new care hotel gets all the protection it deserves.

Key Features

We offer policies to suit each hotel or guesthouse business, but a typical policy includes.

  • Buildings
  • Contents
  • Loss of profits (business interruption)
  • Employer's liability insurance
  • Public / Products liability cover
  • Stock of wines, spirits and other stock
  • Goods in transit
  • Loss of money
  • Loss of license
  • Glass breakage
  • Computer equipment
  • Guests' personal effects
  • Legal expenses cover
  • Passenger lift inspection

Our customer’s are at the heart of what we do:

No two businesses are the same. That’s why we don’t start with the policy we start with you. We’ll find out what matters to you and then search the insurance market to find the right cover.

What makes Christie insurance difference?


Protect your property plus its fixtures & fittings

Business Interruption

Covering loss of income if you have to suspend trading


Taking care of your stock, furnishings & equipment

Employer's Liability

In case of compensation claims for employee injury or illness

Public Liability

In case of injury to a member of the public or their property

Find out more about business insurance