Restaurant insurance

Whether your new restaurant is your first or joins a portfolio, whether you’re independent or a large group, we can arrange competitive insurance.

Insurance for your new restaurant

If you’re buying a restaurant, whether you’re a small independent or a large group, you’ve come to the right place. We’ll ensure you’ve got the complete protection for your investment.

We’ll arrange a package of insurance, which addresses your risks and frees you up to get on with building your business. We have over 35 years’ experience looking after all the insurance needs of everything from casual-dining to fine-dining restaurants, and many more.

Claims are the real test of insurance.

Claims only happen when something goes wrong, and dealing with your claim just adds to your stress. So it’s a relief to know we’ll do everything for you – and we aim to win.

From the moment you tell us about your claim until the moment you receive your cheque, we’re on it. And we’ll be with you every step of the way, to ensure you get exactly what you’re entitled to.

Key covers as standard

We offer a range of policies to suit each restaurant or café business, but a typical policy includes:

  • Buildings insurance
  • Contents insurance
  • Loss of profits (business interruption)
  • Stock of wines, spirits & other stock
  • Employer’s liability
  • Public/products liability
  • Treatment liability
  • Glass breakage
  • Deterioration of frozen & refrigerated food
  • Loss of money
  • Loss of licence
  • Computer equipment
  • Legal expenses
  • Goods in transit.

We work with leading restaurant insurers

We’re an independent broker, so we’re not tied to any one insurer. Therefore, we’ll only offer you insurance which suits your business needs. We work with a range of insurers for restaurants and cafés, including Aviva, AXA, Allianz, NIG, RSA, Zurich and more.

Personal support from named contacts

You’ll have the support of a dedicated account manager who will get to know you and your restaurant business personally. We also offer a superb claims service, with named claims managers.

To arrange a FREE insurance review or to get a quote, please get in touch.

We focus on the customer to make sure you get the protection you deserve

Key Features

We offer policies to suit each restaurant or cafe business, but a typical policy includes.

  • Buildings
  • Contents
  • Loss of profits (business interruption)
  • Employer's liability insurance
  • Public / Products liability cover
  • Stock of wines, spirits and other stock
  • Goods in transit
  • Loss of money
  • Loss of license
  • Glass breakage
  • Computer equipment
  • Guests' personal effects
  • Legal expenses cover
  • Passenger lift inspection

Our customer’s are at the heart of what we do:

No two businesses are the same. That’s why we don’t start with the policy we start with you. We’ll find out what matters to you and then search the insurance market to find the right cover.

What makes Christie insurance difference?


Protect your property plus its fixtures & fittings

Business Interruption

Covering loss of income if you have to suspend trading


Taking care of your stock, furnishings & equipment

Employer's Liability

In case of compensation claims for employee injury or illness

Public Liability

In case of injury to a member of the public or their property

Find out more about business insurance