Retail - Overview

Whether you're a small independent or a large chain, we can arrange the right insurance for every kind of shop or store.

Insurance for your new retail business

If you’re buying a retail business, you’ll want it to have the best possible protection. We’ll arrange a package of insurance for you, at a competitive price — addressing all your risks and releasing you to get on with building your business.

For over 35 years, we’ve been arranging tailored insurance for stores which are changing hands: we know the retail sector inside out, as well as the risks you face. That means we can offer you great advice as well as great insurance products at great prices.

Key covers as standard

We offer bespoke policies to suit each shop or retail business, but a typical policy includes:

  • Buildings insurance
  • Contents insurance
  • Loss of profits (business interruption)
  • Stock of wines, spirits & other stock
  • Employer’s liability
  • Public/products liability
  • Glass breakage
  • Deterioration of frozen & refrigerated food
  • Loss of money
  • Loss of licence
  • Computer equipment
  • Legal expenses
  • Goods in transit.

We work with leading shop insurers

We’re an independent broker, so we’re not tied to any insurer; therefore, we’ll only offer you insurance which suits your business needs. We work with a range of insurers for retail and shops, including Aviva, AXA, Allianz, NIG, RSA, Zurich and more.

Claims are the real test of insurance.

Claims only happen when something goes wrong, and dealing with your claim just adds to your stress. So it’s a relief to know we’ll do everything for you – and we aim to win.

From the moment you tell us about your claim until the moment you receive your cheque, we’re on it. And we’ll be with you every step of the way, to ensure you get exactly what you’re entitled to.

Personal support from named contacts

You’ll have the support of a dedicated account manager who will get to know you and your retail or shop business personally. We also offer a superb claims service, with named claims managers.

To arrange a FREE insurance review or to get a quote, please get in touch.

We focus on the customer to make sure you get the protection you deserve

Key Features

We offer policies to suit the wide range of retail business, but a typical policy includes.

  • Buildings
  • Contents
  • Loss of profits (business interruption)
  • Employer's liability insurance
  • Public / Products liability cover
  • Stock of wines, spirits and other stock
  • Goods in transit
  • Loss of money
  • Loss of license
  • Glass breakage
  • Computer equipment
  • Guests' personal effects
  • Legal expenses cover
  • Passenger lift inspection

Our customer’s are at the heart of what we do:

No two businesses are the same. That’s why we don’t start with the policy we start with you. We’ll find out what matters to you and then search the insurance market to find the right cover.

What makes Christie insurance difference?


Protect your property plus its fixtures & fittings

Business Interruption

Covering loss of income if you have to suspend trading


Taking care of your stock, furnishings & equipment

Employer's Liability

In case of compensation claims for employee injury or illness

Public Liability

In case of injury to a member of the public or their property

Find out more about business insurance