
Commercial Insurance for your Retail Business
Whether you're a small independent shop or a large retail chain, we can arrange the right insurance for your business.
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Commercial Insurance for your Retail Business
A retail business has three fundamentals. The first is the property, the second the staff and customers, and the third the income. Keeping these three things safe should be at the heart of a retail insurance policy.

Why do I need to insure my retail business?
Retail insurance protects your business from the everyday risks that come with running a convenience store, from customer accidents to stock damage, theft, and unexpected business interruption. Without the right cover in place, even a single incident can lead to costly setbacks.
Christie Insurance provides retail insurance solutions designed to safeguard your property, employees, and stock, giving you confidence to focus on growing your business. With comprehensive protection that includes public liability insurance, product liability insurance, employers’ liability cover, our retail insurance packages, helps ensure your retail business stays resilient, secure, and financially protected.
We can arrange a retail insurance package for you, addressing your business risks and allowing you to concentrate on running your business.

Cover features for your retail business
The features of your policy can be tailored to suit your retail business and can include:
- Buildings insurance
- Contents insurance
- Loss of profits (business interruption)
- Public and products liability (injuries to customers)
- Employers liability (injuries to staff)
- Legal expenses cover
- Cover for wines, spirits and other stock
- Glass breakage cover
- Deterioration of frozen and refrigerated food
- Loss of money
- Loss of licence
- Computer equipment
- Goods in transit
- Guests’ personal effects
- Passenger lift inspection
Retail insurance claims
If you need to claim, simply get in touch

More protection for your business
We see ourselves as more than just your insurance provider, we’re also your risk management partner, here to actively support you to manage risk. We have a range of solutions to do this, from a cyber health risk tool to health and safety risk alerts.

Quotes from leading retail business insurers
Christie Insurance is an independent insurance broker which means we are not tied to one insurance provider. We can access a whole range of insurers to get the best possible cover tailored for your retail business.
