Christie Insurance in Business Outlook 2026

As we move through 2026, the UK insurance market reflects a mix of resilience and caution. While 2024 delivered strong underwriting results, the trajectory through 2025 and into 2026 shows margin pressure returning as claims inflation and cost complexity outpace pricing. Broader economic stabilisation has not fully translated into cost relief for insurers, as embedded inflation in repairs, construction, and supply chains continues to shape premiums.