Glossary
Medical history disregarded underwriting (MHD)
MHD is a form of underwriting on a health insurance policy. It usually applies to group or individual private health schemes where all pre-existing conditions are covered, meaning there is no requirement to go through medical assessments or to declare conditions.
Mental health
Mental health refers to our emotional, psychological and social wellbeing. A broad range of medical conditions and issues come under mental ill health, including anxiety, depression, stress and addictions.
Moratorium underwriting
Moratorium underwriting is when your private health insurance policy excludes and won't cover you for treatment for medical conditions you've suffered from over a recent time period - usually two to five years.
Mortgage protection insurance
This is a form of life insurance which covers the cost of any remaining mortgage payments if you were to die suddenly.